We can't wait to share PASSPORT® with you! Learn more

Why PASSPORT®

Credit needs an overhaul

64 %

of Black Americans have a 659 credit score or lower

19Mil

Hispanic Americans have a 659 credit score or lower

45Mil

Americans don’t have a credit score

How PASSPORT® Helps

Be empowered with your data

With PASSPORT® you can anonymize your data and choose when and how to share it with lenders.

How PASSPORT® Works

It’s what’s inside that counts

PASSPORT® runs on financial data like bank history and recurring payments while anonymizing all data before sending to a lender. This helps people held back by racial bias and a lack of credit history get the same loans as everyone else.

Your ability to pay

Rental history, utility payments, and bank history show you can pay for a loan, not FICO.

Safety in numbers

Anonymized data prevents discrimination and means lenders can’t sell your data.

A lending revolution

We’re removing bias from lending so you can get loans for a car, home, or whatever you need.

Coming Soon

Join the lending revolution

While PASSPORT® isn’t available just yet, you can save your spot in line now and try it out the moment it’s ready.