Credit needs an overhaul
of Black Americans have a 659 credit score or lower
Hispanic Americans have a 659 credit score or lower
Americans don’t have a credit score
How PASSPORT® Helps
Be empowered with your data
With PASSPORT® you can anonymize your data and choose when and how to share it with lenders.
How PASSPORT® Works
It’s what’s inside that counts
PASSPORT® runs on financial data like bank history and recurring payments while anonymizing all data before sending to a lender. This helps people held back by racial bias and a lack of credit history get the same loans as everyone else.
Your ability to pay
Rental history, utility payments, and bank history show you can pay for a loan, not FICO.
Safety in numbers
Anonymized data prevents discrimination and means lenders can’t sell your data.
A lending revolution
We’re removing bias from lending so you can get loans for a car, home, or whatever you need.
Join the lending revolution
While PASSPORT® isn’t available just yet, you can save your spot in line now and try it out the moment it’s ready.